Sapphire Mortgages

Smart Mortgage Solutions, Tailored to You

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    I'm buying a home

    I need a new mortgage for a property I'm buying.

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    I'm renewing / refinancing

    I need to renew/change my existing mortgage.

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    Refinancing: Lower Your Monthly Payments Now

    $847
    Average Monthly Savings

    Recent clients who refinanced their GTA mortgages with our lender network

    2.3%
    Rate Reduction

    Average interest rate decrease for refinancing clients in Q4 2024

    72hrs
    Approval Time

    Fast-track refinancing process with established credit and equity

    Is your rate too high? With rates fluctuating and your home equity increasing, now might be the perfect time to refinance and unlock thousands in annual savings.

    Private Mortgage

    Private & Second Mortgages: When Banks Say No

    🛠️ Bad Credit Solutions

    Credit score under 600? Recent bankruptcy or consumer proposal?
    Our private lender network specializes in credit-challenged borrowers with competitive rates.

    💼 Self-Employed Fast Track

    Bank statement programs and alternative income verification for entrepreneurs, contractors, and commission-based professionals who can't prove traditional income.

    🏘️ Investment Property Financing

    Portfolio lenders for multi-property investors, fix-and-flip projects, and rental property acquisitions with flexible qualification criteria.

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    Don't let another week pass paying too much for your mortgage or missing out on your dream home. Our mortgage specialists are standing by to help you secure the best rates and fastest approval in the GTA.

    Free consultation • No obligation • Same-day pre-approval available

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